Individuals on Medicare who are living with chronic health conditions may qualify for a Special Needs Plan (SNP)—a type of Medicare Advantage plan tailored to meet specific medical needs.

SNPs provide all the benefits of Medicare Parts A and B, along with enhanced drug coverage, customized provider networks, and condition-specific services. Plans are currently available for those diagnosed with cardiovascular disorders, chronic heart failure, and end-stage renal disease (ESRD) requiring dialysis. Additional SNPs serve individuals who are dual-eligible for Medicare and Medicaid or reside in institutional care settings.

Those who meet the criteria may be eligible for a Special Enrollment Period (SEP), allowing enrollment in a Chronic Condition SNP (C-SNP) without waiting for the annual open enrollment period.

“Many people don’t realize they may qualify for extra support right now,” says Natural Awakenings Publisher, Holly Baker, also a longtime licensed independent Medicare advisor. “These plans can make a real difference in managing care and lowering costs.”