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Natural Awakenings Tucson

Medicare Annual Enrollment Period Begins

Sep 30, 2025 06:45AM ● By Erica Mills
The Medicare Annual Enrollment Period (AEP) takes place each year from October 15 through December 7. During this time, beneficiaries can review their current coverage and make changes that will take effect on January 1 of the following year.

Key options available during AEP include:
• Enroll in a Medicare Advantage Plan
Individuals not already in a Medicare Advantage (Part C) plan may sign up during AEP. These plans often provide extra benefits not included with Original Medicare.
• Switch Medicare Advantage Plans
Those already enrolled in a Medicare Advantage plan may move to a different plan that offers more suitable costs, benefits or provider networks.
• Return to Original Medicare
Beneficiaries may disenroll from their Medicare Advantage plan and return to Original Medicare. In this case, adding a standalone Part D plan is recommended to maintain prescription drug coverage.
• Review and Update Prescription Drug Plans
Individuals with a standalone Medicare Part D plan may switch to a different one. This can be valuable if medications have changed or if a lower-cost option is available.
• Check for Plan Updates
Even if a beneficiary is satisfied with their current plan, it is important to review changes. Premiums, benefits and provider networks can shift from year to year, and a quick review ensures continued alignment with health needs.

Local Medicare and retirement advisor Holly Baker provides cost and coverage reviews to help enrollees navigate their options and fill gaps in Medicare. She can be reached at 520-769-2378 or [email protected]. See ad, page 5.

Disclaimer: Not every plan available in the area is offered. Currently, 10 organizations representing 40 plans are available. Contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to obtain complete information on all available options.

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